Payments and Connectivity
How to Pay in China Without Cash: A Practical Guide for Spanish Speakers
Mobile payments are the norm in China. Here's what you need to set up before you arrive.
August 28, 2026 · 5min read · Editorial team
Prepare the app before exiting
The two most widely used payment apps allow you to link international cards. Set them up in your country with a stable connection and verify your identity step by step.
Your bank may block the transaction for security reasons: notify them of your travel plans in advance.
Cash for unexpected expenses
While mobile payments are nearly universal, carrying some cash is helpful in small towns, markets, or if your connection fails. ATMs exist but aren't available everywhere.
Save a screenshot of your hotel's payment code and address in Chinese characters to make it easier to communicate with taxi drivers.
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